News

NeighborImpact recently opened a mortgage assistance program that includes assistance for Homeowner with up to 4 units if they have been financially impacted by COVID – for example if they have a mortgage but the rental income is not being paid. Independently of wether the mortgage is in their primary residence or on the rental unit – benefit limits apply-

The income eligibility is 160%AMI – as an example $97,920 for household of 2 –

If any homeowners are interested in this program here is the link and application  Mortgage Assistance

NeighborImpact is offering COVID-19 Rent Relief programs

Central Oregon residents who need help paying rent during the COVID-19 pandemic can apply for assistance from NeighborImpact, a local nonprofit supported by federal and state emergency funding.

To be eligible to receive funds, households must reside in Crook, Deschutes and Jefferson counties or the confederated Tribes of Warm Springs -AND-have income at or below 80% Area Median Income as defined by their county -AND-have lost a job or income due to COVID-19 -OR- have compromised health status, elevated risk of infection or vulnerability preventing them from regaining financial stability due to COVID-19.

NeighborImpact encourages anyone who needs help paying back rent or rent going forward or both to apply right away-even if you think that you may not qualify.  Funds awarded will be paid directly to the landlord or property manager.  Citizenship is not required to receive help. 

NeighborImpact Rent Assistance Contact Info:

Click the link below to email NeighborImpact

  rentassist@neighborimpact.org

541-548-2380, ext. 210

Click the links below for more information

https://www.neighborimpact.org/covid-rent-relief/

COVID RR Press Release (3).docx

COVID LL-PM Rent Relief info sheet 6.16.20.pdf

COVID Rent Relief Info Sheet - Bilingual (1).pdf

Here are some common myths about renters insurance:

Myth:  My belongings aren't worth insuring. 

Reality:  Take a quick inventory...you may be surprised at what your belongings are worth.  Imagine having to replace your entire wardrove, your TV and DVD player, your stereo system, and more.

Myth:  My landlord's insurance covers me.

Reality:  Your landlord's insurance typically only covers the dwelling-not your personal belongings.

Myth:  I hear renters insurance is expensive.

Reality:  If you can afford a DVD a month, you can afford renters insurance.  And if you have auto insurance with State Farm, or if your apartment has a security system, your premiums could be even lower.

Myth:  I don't need liability insurance.

Reality:  Your landlord's policy may not cover your liability for a loss that occurs at your residence.

Information above obtained from Joe A. Lochner, agent with State Farm Insurance in Redmond.  He can be reached at 541-548-6023.